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Key Responsibilities and Required Skills for a Treasury Analyst

💰 $65,000 - $90,000

FinanceAccountingCorporate FinanceTreasury

🎯 Role Definition

The Treasury Analyst is a cornerstone of the corporate finance function, acting as the guardian of the organization's cash and financial assets. This role is instrumental in managing daily liquidity, mitigating financial risks, and executing core treasury operations with precision. A successful Treasury Analyst combines sharp analytical skills with a deep understanding of financial markets to ensure the company's financial health, optimize its cash resources, and support strategic growth initiatives. You are not just processing transactions; you are actively shaping the company's financial stability and resilience in a dynamic global economy.

📈 Career Progression

Typical Career Path

Entry Point From:

  • Financial Analyst
  • Staff Accountant
  • Banking Operations Specialist

Advancement To:

  • Senior Treasury Analyst
  • Treasury Manager
  • Assistant Treasurer

Lateral Moves:

  • Senior Financial Analyst (FP&A)
  • Corporate Development Analyst

Core Responsibilities

Primary Functions

  • Manage and execute daily cash management activities, including monitoring cash positions across global bank accounts, concentrating funds, and ensuring adequate liquidity for operational needs.
  • Develop, maintain, and refine complex cash flow forecast models (daily, weekly, monthly) by collaborating with business units to understand drivers and improve forecast accuracy.
  • Administer and maintain relationships with banking partners, including the analysis of bank account structures, fee analysis, and negotiation of banking services to optimize costs.
  • Execute all electronic payment transactions, including domestic and international wire transfers, ACH payments, and foreign exchange settlements, ensuring accuracy, timeliness, and proper authorization.
  • Oversee the company's corporate credit card and purchasing card programs, including administration, compliance monitoring, and reporting.
  • Support the management of the company's debt portfolio, ensuring timely payment of principal and interest, monitoring covenant compliance, and preparing related reports.
  • Assist in the execution of the company's foreign exchange (FX) risk management strategy, including the identification of exposures and execution of hedging transactions.
  • Monitor the company's short-term investment portfolio, ensuring compliance with the investment policy and preparing performance reports for management review.
  • Act as a key contributor in maintaining a robust internal control environment, ensuring all treasury activities are compliant with SOX and internal policies.
  • Manage the issuance, amendment, and tracking of letters of credit, standby letters of credit, and bank guarantees required for business operations.
  • Develop and maintain sophisticated financial models to support decision-making related to capital structure, liquidity planning, and other treasury-specific initiatives.
  • Serve as a system administrator for the Treasury Management System (TMS) and various online banking portals, managing user access and system integrity.
  • Prepare and analyze detailed treasury reports and dashboards for senior leadership, providing insights into cash flow, FX exposure, and other key metrics.
  • Drive continuous process improvement initiatives within the treasury function to increase efficiency, enhance controls, and reduce costs.
  • Manage intercompany funding arrangements, including loan agreements, capital injections, and dividend payments, ensuring proper documentation and settlement.

Secondary Functions

  • Support ad-hoc data requests and exploratory analysis related to historical cash flows, FX volatility, and investment performance.
  • Contribute to the broader finance organization's data strategy, particularly in how treasury data is captured, stored, and utilized for analytics.
  • Collaborate with FP&A, Accounting, and Tax teams to translate their data needs into actionable treasury reports and system requirements.
  • Participate in sprint planning and agile-style projects within the finance department, particularly for system implementations or process upgrades.
  • Assist in the annual insurance renewal process by providing necessary financial data and exposure analysis.
  • Conduct research on macroeconomic trends, interest rate movements, and currency markets to provide insights that inform treasury strategy.

Required Skills & Competencies

Hard Skills (Technical)

  • Cash Flow Forecasting: Proven ability to build and manage detailed, multi-currency cash forecast models.
  • Financial Modeling: Strong proficiency in creating financial models for analysis of debt, investments, and capital projects.
  • Treasury Management Systems (TMS): Hands-on experience with at least one major TMS platform (e.g., Kyriba, FIS, GTreasury).
  • Advanced Excel: Mastery of Excel, including pivot tables, complex formulas (index/match, sumifs), macros, and data visualization.
  • ERP Systems: Familiarity with finance modules in major ERPs like SAP or Oracle.
  • Bank Portal Administration: Experience managing user entitlements and executing transactions in various commercial banking platforms.
  • FX & Hedging: Solid understanding of foreign exchange markets and basic derivative instruments used for hedging.
  • Corporate Finance Principles: Strong knowledge of debt, equity, and capital markets.

Soft Skills

  • Extreme Attention to Detail: A meticulous and precise approach to handling financial transactions and data is non-negotiable.
  • Analytical & Problem-Solving Mindset: The ability to dissect complex financial information, identify root causes, and propose effective solutions.
  • Strong Organizational Skills: Capable of managing multiple competing priorities and meeting tight deadlines in a fast-paced environment.
  • Proactive Communicator: Excellent written and verbal communication skills for effective collaboration with internal teams and external banking partners.
  • High Integrity: Unquestionable personal and professional ethics when handling sensitive financial information and company assets.
  • Adaptability: Thrives in a dynamic environment and is eager to learn new systems and processes.

Education & Experience

Educational Background

Minimum Education:

  • Bachelor's Degree from an accredited university.

Preferred Education:

  • MBA or Master's Degree in a relevant field.
  • CTP (Certified Treasury Professional) designation is highly desirable.

Relevant Fields of Study:

  • Finance
  • Accounting
  • Economics
  • Business Administration

Experience Requirements

Typical Experience Range: 2-5 years of relevant experience in a corporate treasury department, finance, or banking role.

Preferred: Direct experience in a multi-national corporate treasury environment is strongly preferred, as is experience with a Treasury Management System (TMS) implementation or administration.

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